Archive for December, 2009

The Top Ten Reasons NOT To Plan For Retirement..

Thursday, December 31st, 2009

The Top Ten Reasons NOT To Plan For Retirement..

By: Allen Neuenschwander

If you’ve ever seen David Letterman you know he’s made the Top Ten list famous. The guy’s been doing the same routine for more than 15 years and it’s still the most popular part of his show.

My list is different, and probably not what you’d expect from one of the most successful Financial Advisors and Retirement Coaches in the Houston area. These are the most common excuses I hear for NOT planning smart for retirement.

Reason #10: “I’m too busy”
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Ten Ways To Beat The Recession

Wednesday, December 30th, 2009

Ten Ways To Beat The Recession

By: Harbij

There are many lessons we can learn from the past recessions and its no secret that whilst many were losing everything around them, others were making a handsome profit. The majority of the people will comment on what they read, hear or see from many sources, such as television, newspapers, friends, work colleagues, radio and relatives and allow this to become their mantra.

Whilst a few will use their intelligence to think of ways that will drive them to prosperity, health and happiness. This article will look at ten different options that readers could adopt in order to handle the ‘worst recession’ since the ‘Great Depression’ of the 1930’s.
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Mandatory Cost Basis Reporting

Wednesday, December 30th, 2009

Mandatory Cost Basis Reporting

By: James Klauber

On October 3, 2008 the Emergency Economic Stabilization Act (H.R. 1424), commonly referred to as the financial-rescue law or ‘bail-out’ law, was ratified by former President Bush. Although primarily enacted to allow the federal government to purchase mortgage-backed securities as a counter-measure to the subprime mortgage crisis, another important aspect of this legislation is that it mandates both mutual fund companies and brokerage firms to track their investors’ cost bases in stocks, bonds and mutual funds. They are then required to report this information to both the customer and the Internal Revenue Service when customers transfer their accounts to other firms and when any securities are sold. Previously, they were only required to report gross proceeds on sale. This is intended to prevent investors from under-declaring profits and over-declaring losses on the sale of securities in their personal tax return.
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Investment Planning for 2010

Thursday, December 24th, 2009

Investment Planning for 2010

By: Iyogi

We all like to make certain resolutions for the New Year and promise ourselves to follow them. It is time to take stock of your savings, investments and taxes for this year and see how you have fared. Keep the following Investment Planning tips handy for 2010.

1. Get yourself a Financial Plan: As an individual it is very important to have a financial plan which will guide you with investments as per your goals and needs. It serves a very important purpose of bringing discipline to your investing habits.
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Gold and Silver Coin Investing For Your Future

Sunday, December 20th, 2009

Gold and Silver Coin Investing For Your Future

By: D. L. Crane

Over and above being one of the most collectible and valuable of the precious metals, silver is a necessary component in many everyday electronics which will only serve to increase its value well into the future. Because the price of gold keeps rising, more typical investors are looking to silver to vary their investment portfolios. The technology sector continues to manufacture an incredible volume of computers and cell phones which require silver to function. A silver boom is bound to happen that is going to pay off big for the wise investors, those who start investing their money in silver now while it is still at a comparatively low price range. In the past ten years, the metal has increased an astonishing 300%. Due to this investors have been paying more attention to this market.
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Christmas Mantel Decorating – Liven Up Your Home For The Holidays

Sunday, December 20th, 2009

Christmas Mantel Decorating – Liven Up Your Home For The Holidays

By: Lisa Becker

Get creative with your fireplace mantel this holiday season. Make it the vivid centerpiece of your home.

Here are some Christmas mantel decorating ideas that will keep your guests talking long after the season’s come and gone.

Bring Back the Style of Christmas Past

If you are in the mood to get really creative this holiday season and want your Christmas décor to stand out, do some research and deck your halls with decorations from a time gone by. Go for opulent with a Victorian theme, or try for the more subdued, but classy Colonial America look.

Bring the World Home this Christmas
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